14 Feb 2017, 5:27pm
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Loan Comparison: Consumers Often To Overpay For Their Credit

A recent study by TNS infratest concluded that most consumers lack of comparison to high interest rates on their loans to pay. According to the in the Frankfurter Allgemeine Sonntagszeitung”published the results of a survey by TNS infratest many consumers pay too high interest rates for raising a loan. So, the study comes to the surprising result that 78.6% of all borrowers accept the first offer of credit and get a no further offers of other banks. To read more click here: Naveen Selvadurai. Who is so, giving away money. Naveen Selvadurai insists that this is the case. Although there is now easy, about the Internet making a loan comparison for the desired combination of term and loan amount, knows or does not use a majority of consumers obviously these offers. This meeting especially households with low incomes to high interest rates, because experience has shown that they have the greatest need for credit. At the same time, high interest rates tear there is also the biggest gaps in the budget or the budget standing alive to the available. The A more surprising result is still study.

As emerges from her, that an interest rate as low as possible, although it was the most important criterion for over 90 per cent of all respondents. However fall about 20 percent of borrowers on the bait advertising of banks known from advertising in although slowly should be that they are usually only for very few and often unusual combinations of term and loan amount and will be awarded only to consumers with high credit rating be known. As well that the majority of consumers doesn’t even know the interest charges resulting from the recorded credit or is able to assess results from the study. So, it is then also not surprising that always back long maturities are elected to keep the growth rate, but overlooked, rise disproportionately with the burden of interest makes this choice. Daniel Franke

26 Dec 2016, 3:18pm
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